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Student Loans

At Navigation Academy, we want to make sure that you’re equipped with the right information to maximize the student loan assistance you receive.

We are here to help!

Types of Student Loans

There are various types of financial aid available to college-bound students. Student Loans are a form of financial aid. Paying for college can be a stressful and often confusing venture. A college education is often the second largest investment (next to purchasing a house) in a person’s life.

College student loans may come from the federal government, state government, and your school or a private organization.

With each, the general idea is the same. You may be able to borrow money to pay your tuition, but you need to agree to pay interest over time on that loan. It’s important to note that student loans are different from college scholarships or grant money. Scholarships and grants are free money, as long as you maintain a certain GPA or academic performance. With loans, you are borrowing the money.

We are here to help

At Navigation Academy College Consulting, we are here to help you understand the different student loans to help you pay for college.

Give us a call and let us guide you through the student loan process. (757) 392-7050

Student Loans

There are many different types of loans. Navigation Academy is here to work with you on which loan(s) best meets your needs.

Give us a call and let us guide you through the student loan process. (757) 392-7050

Loan Repayment

Most student loans don’t require you to start repaying them until after you’ve left school, or when you drop below full-time enrollment. PLUS loans are the exception; the repayment timeline for these loans kicks in as soon as the loan is fully disbursed. Some PLUS loans like the Direct loans will allow you to defer payment.

Your lender or loan servicer will provide you with a loan repayment schedule indicating the due date of your first payment. It will also include the expected number, amount and frequency of payments.¹ Some loans may give you a grace period shortly after you leave school, though interest typically still accrues on your loan during that time.

Give us a call and let us guide you through the student loan process. (757) 392-7050

Navigation Academy College Consulting

At Navigation Academy, we know that the college application process contains many steps, from meeting GPA requirements and taking necessary exams to coming up with a list of schools and meeting all of their application deadlines. Then, once you’ve gotten into college, you need to find a way to pay for it — and that’s what we’re here for. Unlike many other college counseling services, we’re here to work with you as partners, and we want to be the most accessible resource possible. Whether you have questions about how to apply for financial aid, or need help filling out your FAFSA®, we’re here to help in any way we can. Learn more about us.

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